Happy Labor Day—it’s officially fall shopping season! Ready to start your wardrobe planning? Three InStyle staffers spill on what they want to buy this season, but there’s a catch: Each has a cap on how much she can shell out ($400, $2,000, $4,000). Follow them over the next four months to track their smart spending and glean their savvy strategies, so you can be just as stylish on any budget.

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— Megan Deem